Let your customers pay for their purchases in instalments, online and in-store, with a split-payment solution that's simple to integrate and designed for merchants.
By offering instalment payments at checkout, your customers can consider more ambitious purchases without giving up along the way. The result: fewer abandoned online carts, less hesitation in-store, and an average transaction amount that grows steadily.
For a merchant, every extra step in the purchase journey is a chance to lose a customer. The price shown as a single payment is often what causes hesitation when confirming an order, online or at the till. By integrating Lendovia's instalment payments into your checkout solution, you remove that friction: the customer pays part of their purchase immediately and the rest on a clear schedule, without leaving your checkout flow or your shop. Merchants who have implemented it typically see a significant drop in cart abandonment and a rise in average order value.
For the customer, it's a much lighter alternative to a traditional consumer loan: no personal loan application, an almost instant decision, and a larger purchase made accessible without unbalancing the monthly budget. This solution suits online shops — fashion, home equipment, tech and appliances are among the sectors that use it most — as well as physical shops equipped with a compatible payment terminal. In both cases, the experience stays smooth and reassuring for your customers.
For your business
A ready-to-use plugin for the main e-commerce platforms, or a documented API for custom integrations. Our technical team supports you from the first test through to going live.
You're paid the full sale amount as soon as the order is confirmed. Lendovia handles collecting the instalments from your customer: the risk of non-payment no longer sits on your cash flow.
Eligibility checked in seconds at the moment of payment, with no paperwork or lengthy application. Your customers complete their purchase without any break in the journey, online or in-store.
How it works
You present your business and sales volumes to our partnerships team, who assess your shop's eligibility for the solution.
Install the plugin on your e-commerce platform or connect via our API, with support from our technical teams at every step.
Instalment payment becomes visible at checkout, on your website, on your in-store terminal, or on both channels at once.
Find all your transactions, payouts and statistics in a dedicated merchant dashboard, updated in real time.
Frequently asked questions
Online shops and physical stores alike can integrate our solution, subject to meeting Lendovia's eligibility and risk assessment criteria. Each request is reviewed individually by our partnerships team based on your industry and sales profile.
The solution is based on a commission charged per transaction, in line with standard practice in the split-payment industry. The applicable rate depends on your sales volume and sector: it is presented and discussed in detail when setting up the partnership.
No. Your customer's eligibility is checked through a quick, lightweight review suited to the amounts involved, not a full personal loan application. The response appears within seconds at the moment of payment, without interrupting the purchase journey.
Contact our merchant partnerships team from your client area, or via the channel indicated on this page. An advisor will get back to you to review your integration project and support you at every step.