Your renovation, financed at your own pace
Energy renovation, extension, interior fit-out: Lendovia's home renovation loan adapts to your quote amount and monthly budget, with a fixed rate guaranteed from the first to the last repayment.
Kitchen, bathroom, insulation, extension: fixed rate, with no supporting quote required to open your application.
1. How much do you need?
2. Over how many months do you want to repay?
Energy renovation, extension, interior fit-out: Lendovia's home renovation loan adapts to your quote amount and monthly budget, with a fixed rate guaranteed from the first to the last repayment.
The home renovation loan is a personal loan whose use is oriented towards renovating, fitting out or extending a home. At Lendovia, it's technically a classic personal loan: the funds are paid into your account, with no obligation to provide a quote when applying.
You can therefore pay your tradespeople as the work progresses, without waiting for a public grant or other financing to come through.
Why Lendovia
The APR shown in the simulation is the one in your contract, regardless of how long the work takes.
A decision in principle appears on screen right after your simulation.
Once your application is accepted and the withdrawal period has passed, the funds are transferred within 24h.
How it works
Enter your quote amount and the repayment term: the monthly payment and APR appear instantly.
Provide your personal, professional and financial details in about ten minutes.
A decision in principle is communicated to you immediately, then confirmed after your application is reviewed.
Electronic signature, 14-day legal withdrawal period, then transfer to your account.
To understand it all
A dedicated renovation loan requires a quote and funds are sometimes paid directly to the tradesperson. Lendovia's home renovation loan is a classic personal loan: the funds arrive in your account and you manage payments to your contractors yourself.
The home renovation loan can top up a public grant (such as MaPrimeRénov' or an eco-friendly zero-interest loan) by advancing the funds until the grant is paid, or by financing the portion not covered by these schemes.
The APR (Annual Percentage Rate) is the only reliable way to compare two loan offers. Once your contract is signed, you have 14 calendar days to change your mind, with no justification or penalty — details are explained on our personal loan page.
Frequently asked questions
No. Lendovia's home renovation loan is a classic personal loan: no quote is required when applying, and the funds are paid into your account.
From €3,000 to €75,000, over a term of 12 to 120 months, depending on the scale of your project and your repayment capacity.
Yes, the home renovation loan can be combined with MaPrimeRénov', an eco-friendly zero-interest loan, or any other grant, to advance funds or top up your financing.
A decision in principle appears immediately after your online simulation, then is confirmed after your application is fully reviewed.
Yes, at any time, in part or in full, under the conditions set out in the consumer code.