The vehicle of your choice, from the seller of your choice
Dealership, broker, private sale: Lendovia's car loan leaves you free to choose your seller. The funds are paid into your account, and you pay for the purchase as you see fit.
New or used, from a dealer or a private seller: fixed rate and stable monthly payment, with no condition on the seller.
1. How much do you need?
2. Over how many months do you want to repay?
Dealership, broker, private sale: Lendovia's car loan leaves you free to choose your seller. The funds are paid into your account, and you pay for the purchase as you see fit.
A car loan is a loan intended to finance the purchase of a vehicle, new or used. At Lendovia, it's a personal loan: the funds are paid directly into your account, letting you buy from a professional or a private seller, with no restriction on the seller.
Unlike a lease (LOA) or a standard earmarked loan, you become the owner of the vehicle immediately and can resell it at any time.
Why Lendovia
The APR shown in the simulation is the one in your contract, from the first to the last month.
A decision in principle appears on screen right after your simulation.
Once your application is accepted and the withdrawal period has passed, the funds are transferred within 24h.
How it works
Enter the vehicle's price and the repayment term: the monthly payment and APR appear instantly.
Provide your personal, professional and financial details in about ten minutes.
A decision in principle is communicated to you immediately, then confirmed after your application is reviewed.
Electronic signature, 14-day legal withdrawal period, then transfer to your account.
To understand it all
With a lease, you rent the vehicle and can buy it at the end of the contract. With a Lendovia car loan (a personal loan), you own the vehicle from day one, with no purchase option or mileage limit.
Unlike a standard earmarked loan, the funds from a Lendovia car loan are paid into your account: you can therefore pay a private seller directly, without going through a dealership.
The APR (Annual Percentage Rate) is the only reliable way to compare two loan offers. Once your contract is signed, you have 14 calendar days to change your mind, with no justification or penalty — details are explained on our personal loan page.
Frequently asked questions
Yes. The funds from a Lendovia car loan are paid into your account: you can pay any seller, professional or private.
From €3,000 to €60,000, over a term of 12 to 84 months, depending on the price of the vehicle and your repayment capacity.
Yes, unlike a lease, a Lendovia car loan makes you the owner of the vehicle immediately, with no purchase option.
A decision in principle appears immediately after your online simulation, then is confirmed after your application is fully reviewed.
Yes, at any time, in part or in full, under the conditions set out in the consumer code.