Lighter mobility, simply financed
Electric-assist bike, cargo bike for the whole family, electric scooter: Lendovia's soft mobility loan finances your equipment, with a guaranteed fixed rate and a stable monthly payment.
Electric bike, cargo bike, scooter: finance your mobility at a fixed rate, without waiting for purchase incentives.
1. How much do you need?
2. Over how many months do you want to repay?
Electric-assist bike, cargo bike for the whole family, electric scooter: Lendovia's soft mobility loan finances your equipment, with a guaranteed fixed rate and a stable monthly payment.
The soft mobility loan is a personal loan designed to finance the purchase of an electric bike, a cargo bike, or any non-motorised mode of transport. At Lendovia, the funds are paid into your account, with no obligation to provide proof of purchase.
It can top up a bike purchase incentive or a conversion bonus, or finance the entire purchase if you're not eligible for one.
Why Lendovia
The APR shown in the simulation is the one in your contract, from the first to the last month.
A decision in principle appears on screen right after your simulation.
Once your application is accepted and the withdrawal period has passed, the funds are transferred within 24h.
How it works
Enter the amount of your equipment and the repayment term: the monthly payment and APR appear instantly.
Provide your personal, professional and financial details in about ten minutes.
A decision in principle is communicated to you immediately, then confirmed after your application is reviewed.
Electronic signature, 14-day legal withdrawal period, then transfer to your account.
To understand it all
Lendovia's bike loan is a classic personal loan, with no supporting documents required, whose €3,000 minimum amount matches the most fully equipped electric or cargo models.
Bike bonuses, conversion premiums, local incentives: the soft mobility loan can advance the funds while you wait for them to be paid, or cover the portion not funded by these schemes.
The APR (Annual Percentage Rate) is the only reliable way to compare two loan offers. Once your contract is signed, you have 14 calendar days to change your mind, with no justification or penalty — details are explained on our personal loan page.
Frequently asked questions
Yes. The funds are paid into your account with no supporting documents required: you can finance an electric bike, a cargo bike, or any other soft mobility equipment.
The minimum amount is €3,000, up to €15,000, over a term of 6 to 48 months.
Yes, the soft mobility loan can advance the funds while you wait for an incentive to be paid, or cover the remaining amount you're responsible for.
A decision in principle appears immediately after your online simulation, then is confirmed after your application is fully reviewed.
Yes, at any time, in part or in full, under the conditions set out in the consumer code.